These Terms & Conditions govern your access to and use of the 98jl Casino platform. Please read them carefully before registering or placing any wagers. By using 98jl, you agree to be bound by these terms.
Important Notice: These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," "you") and 98jl ("98jl," "we," "us," "our"). By accessing the 98jl platform, creating an account, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree, you must not use the 98jl platform.
1.1 These Terms govern your use of the 98jl website, mobile platform, games, and all related services (collectively, the "Platform"). By registering an account, logging in, or otherwise accessing the 98jl Platform, you unconditionally accept these Terms and any additional rules, policies, or guidelines published on the Platform, including the Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.
1.2 These Terms apply to all users of the 98jl Platform, including registered players, visitors, and any person who accesses any part of the Platform. If you are accessing the Platform on behalf of another person or entity, you represent and warrant that you have the authority to bind that person or entity to these Terms.
1.3 98jl reserves the right to modify, update, or replace these Terms at any time. Continued use of the Platform following the posting of any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.
Age Restriction: The 98jl Platform is strictly for persons aged 21 years and above, in accordance with Philippine gaming regulations administered by PAGCOR. Persons under 21 years of age are strictly prohibited from registering, accessing, or using the 98jl Platform in any capacity.
2.1 To be eligible to register and use the 98jl Platform, you must:
2.2 98jl reserves the right to request identity verification documents at any time to confirm eligibility. Failure to provide satisfactory documentation may result in account suspension or termination and forfeiture of any pending withdrawals pending investigation.
2.3 By registering, you represent and warrant that you meet all eligibility requirements set out in this Section 2. 98jl shall not be liable for any loss or damage arising from a player's misrepresentation of their eligibility.
3.1 One Account Per Player. Each player is permitted to hold only one (1) registered account on the 98jl Platform. The creation of multiple accounts by a single individual is strictly prohibited and may result in the immediate suspension of all associated accounts and forfeiture of balances pending investigation.
3.2 Accurate Information. You must provide accurate, current, and complete information during registration and keep your account information updated at all times. 98jl reserves the right to suspend or terminate accounts where information is found to be false, misleading, or incomplete.
3.3 Account Security. You are solely responsible for maintaining the confidentiality of your 98jl login credentials, including your password and any one-time passwords (OTPs) sent to your registered mobile number. You must not share your login credentials with any third party. 98jl will never ask for your password via any communication channel.
3.4 Unauthorized Access. You must notify 98jl immediately if you suspect unauthorized access to your account. 98jl shall not be liable for any loss or damage arising from unauthorized use of your account prior to notification, provided that such unauthorized use did not result from 98jl's negligence.
3.5 Account Verification. 98jl may require you to complete Know Your Customer (KYC) verification at any time, including before processing withdrawals. Required documents may include a government-issued Philippine ID, proof of address, and proof of payment method ownership.
4.1 Accepted Payment Methods. 98jl accepts deposits and processes withdrawals via the following methods: GCash, PayMaya/Maya, and bank transfer to major Philippine banks including BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Debit cards linked to Philippine bank accounts may also be accepted. 98jl does not accept cryptocurrency deposits or withdrawals of any kind.
4.2 Minimum Deposit. The minimum deposit amount is ₱200 unless otherwise stated in a specific promotion. 98jl reserves the right to modify minimum deposit amounts at any time with reasonable notice.
4.3 Withdrawal Processing. Withdrawal requests are processed subject to completion of KYC verification and satisfaction of any applicable wagering requirements. GCash and Maya withdrawals are typically processed within 5–60 minutes. Bank transfer withdrawals may take 1–3 business days depending on the receiving bank.
4.4 Withdrawal to Same Method. Withdrawals will generally be processed to the same payment method used for the corresponding deposit. 98jl reserves the right to require additional verification before processing withdrawals to a different method.
4.5 Fees. 98jl does not charge fees on standard deposits or withdrawals. However, your payment provider (e.g., GCash, your bank) may impose their own transaction fees, for which 98jl bears no responsibility.
4.6 Currency. All transactions on the 98jl Platform are conducted in Philippine Peso (PHP / ₱) unless otherwise specified.
5.1 98jl may offer bonuses, free bets, cashback, reload promotions, and other incentives ("Promotions") to registered players from time to time. All Promotions are subject to specific terms and conditions published alongside each offer, which form part of these Terms.
5.2 Wagering Requirements. Most bonuses are subject to wagering requirements before the bonus amount or winnings derived therefrom may be withdrawn. Wagering requirements, eligible games, time limits, and maximum withdrawal amounts will be clearly stated in the applicable Promotion terms.
5.3 One Bonus Per Player. Unless explicitly stated otherwise, each Promotion is available once per player, per household, per IP address, and per payment method. Attempting to claim a Promotion multiple times through the creation of multiple accounts constitutes fraud and will result in account termination.
5.4 Abuse of Promotions. 98jl reserves the right to withhold, void, or reclaim any bonus or winnings where it reasonably suspects that a player has abused or attempted to abuse a Promotion, including through the use of automated software, collusion, or any other fraudulent means.
5.5 98jl reserves the right to modify, suspend, or terminate any Promotion at any time without prior notice, subject to honoring commitments already made to players who have met the applicable conditions.
6.1 Game Rules. Each game available on the 98jl Platform is governed by its own specific rules, which are accessible within the game interface. By participating in any game, you confirm that you have read and understood the applicable game rules. In the event of any conflict between game-specific rules and these Terms, these Terms shall prevail unless the game-specific rules expressly state otherwise.
6.2 Random Number Generation. All non-live casino games on the 98jl Platform use certified Random Number Generator (RNG) technology to ensure fair and unpredictable outcomes. Live dealer games are conducted by professional dealers in real time and are subject to the rules of the respective game provider.
6.3 Malfunction Policy. In the event of a technical malfunction, software error, or system failure that affects the outcome of a game, 98jl reserves the right to void the affected round(s) and refund the corresponding wager amounts to the players' accounts. 98jl shall not be liable for any losses arising from technical malfunctions beyond the refund of the affected wager.
6.4 Disconnection. 98jl is not responsible for losses incurred as a result of internet disconnection, device failure, or any other technical issue on the player's end during an active game session. Players are advised to ensure a stable internet connection before placing wagers.
6.5 Bet Limits. Minimum and maximum bet limits apply to all games and may vary by game type, table, and player account status. 98jl reserves the right to modify bet limits at any time.
7.1 The following conduct is strictly prohibited on the 98jl Platform. Engaging in any prohibited conduct may result in immediate account suspension or termination, forfeiture of account balances, and referral to the appropriate Philippine law enforcement authorities:
7.2 98jl employs fraud detection and anti-money laundering (AML) monitoring systems. All transactions are subject to review. 98jl is required by Philippine law to report suspicious transactions to the Anti-Money Laundering Council (AMLC) where applicable.
⚠️ Gambling is addictive. Know when to stop. 98jl is committed to promoting responsible gaming and providing tools to help players stay in control of their gambling activity.
8.1 Player Tools. 98jl provides the following responsible gaming tools, accessible from your account dashboard:
8.2 Age Verification. 98jl strictly enforces the 21+ age requirement. We use identity verification procedures to prevent underage gambling. If we have reason to believe a player is under 21 years of age, we will immediately suspend the account pending verification and will not process any withdrawals until age is confirmed.
8.3 Problem Gambling. If you believe your gambling is becoming a problem, we encourage you to use the self-exclusion tools available in your 98jl account and to seek support. 98jl supports responsible gaming in accordance with PAGCOR guidelines.
8.4 Staff Training. 98jl customer support staff are trained to identify signs of problem gambling and to direct players to appropriate resources and tools.
8.5 For more information on responsible gaming practices and player protection tools, please visit the 98jl Responsible Gaming page.
9.1 All content on the 98jl Platform, including but not limited to text, graphics, logos, icons, images, audio clips, game software, and the overall look and feel of the Platform, is the property of 98jl or its licensors and is protected by applicable intellectual property laws.
9.2 You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial entertainment purposes. This license does not include the right to:
9.3 Any unauthorized use of 98jl's intellectual property is strictly prohibited and may result in legal action. All rights not expressly granted in these Terms are reserved by 98jl and its licensors.
10.1 To the fullest extent permitted by applicable Philippine law, 98jl, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to:
10.2 98jl's total aggregate liability to you for any claim arising out of or in connection with these Terms or your use of the Platform shall not exceed the total amount deposited by you into your 98jl account in the thirty (30) days immediately preceding the event giving rise to the claim.
10.3 Nothing in these Terms shall limit or exclude 98jl's liability for death or personal injury caused by its negligence, fraud, or any other liability that cannot be excluded or limited under applicable Philippine law.
10.4 The Platform is provided on an "as is" and "as available" basis. 98jl makes no warranties, express or implied, regarding the Platform's fitness for a particular purpose, uninterrupted availability, or freedom from errors or viruses.
11.1 98jl collects, processes, and stores personal data in accordance with its Privacy Policy and the requirements of the Philippine Data Privacy Act of 2012 (Republic Act No. 10173). By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.
11.2 98jl implements appropriate technical and organizational security measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction.
11.3 For full details on how 98jl collects, uses, and protects your personal data, and your rights as a data subject under Philippine law, please review the 98jl Privacy Policy.
12.1 98jl reserves the right to amend, update, or replace these Terms at any time. When material changes are made, 98jl will notify registered players via email or an in-platform notification at least seven (7) days before the changes take effect, where reasonably practicable.
12.2 Your continued use of the 98jl Platform after the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Platform and may request account closure by contacting 98jl support.
12.3 The most current version of these Terms will always be available on the 98jl website at 98jl.app/terms-conditions. The "Last Updated" date at the top of this page indicates when the Terms were most recently revised.
13.1 Governing Law. These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
13.2 Dispute Resolution. In the event of any dispute between you and 98jl arising from your use of the Platform, both parties agree to first attempt to resolve the dispute through good-faith negotiation. You may contact 98jl support to initiate this process.
13.3 Jurisdiction. If a dispute cannot be resolved through negotiation within thirty (30) days, both parties agree to submit to the exclusive jurisdiction of the competent courts of the Philippines.
13.4 Regulatory Complaints. If you believe 98jl has acted in breach of its regulatory obligations, you may file a complaint with the Philippine Amusement and Gaming Corporation (PAGCOR), the relevant regulatory authority for online gaming in the Philippines.
14.1 If you have any questions, concerns, or complaints regarding these Terms or the 98jl Platform, please contact our support team through the following channels:
14.2 Our support team is available around the clock and responds in English with Filipino-English fluency. We aim to acknowledge all written inquiries within 24 hours and resolve them within 5 business days.
Reminder: These Terms were last updated in May 2026. By continuing to use the 98jl Platform, you confirm your acceptance of these Terms in full. Gambling is addictive. Know when to stop. 98jl is strictly for players aged 21 and above.
Here's a quick summary of the protections and standards 98jl upholds for every registered player on the platform.
All 98jl games use certified RNG technology or are conducted by live professional dealers. Game outcomes are never manipulated, and all results are independently verifiable.
Withdrawals via GCash and Maya are processed quickly, with no hidden fees from 98jl. Payout timelines and any applicable conditions are clearly stated in these Terms.
98jl complies with the Philippine Data Privacy Act of 2012. Your personal information is protected with industry-standard security measures and never sold to third parties.
Deposit limits, session timers, loss limits, and self-exclusion are all available in your 98jl account. We take player wellbeing seriously — not just as a legal requirement.
Every 98jl promotion comes with clearly stated wagering requirements, eligible games, time limits, and maximum withdrawal amounts. No hidden conditions buried in fine print.
98jl operates within the PAGCOR regulatory framework. Players have recourse through PAGCOR for regulatory complaints, giving you an additional layer of protection beyond these Terms.
Now that you've reviewed the Terms & Conditions, you're all set. Sign in to your 98jl account and enjoy 500+ games with fast GCash payouts and 24/7 Filipino support.
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